Buy Now, Pay Over Time with Credit Key
Looking for a flexible way to pay? Apply in minutes and receive and instant decision to access:
Up to 50k
Offered lines of business credit up to $50k. You only pay for what you use.
Net 30 Terms
The first 30 days are always interest free and there is no early repayment fee!
Fees Starting at Just 1%
Fees are charged monthly, after the first 30 days.
Up to 12 Month Terms
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Flexible Payment Options Available
Get access to credit quick without all the paperwork! Credit Key’s digital application is easy and entirely online. Get an instant decision for a business line of credit up to $50K and pay it back on your terms. Enjoy 0% interest for the first 30 days and as low as 1% after. No setup costs or other hidden fees and applying will not impact your credit score!
Credit Key Eligibility Requirements
- Be an individual applying under your own name
- Be the owner/signatory of business in application
- Be a U.S. citizen or resident of minimum signing age in your state of residence
- Have a FICO®/credit score of 600 or above
- Have a total annual business income of $40,000 or more
- Provide your Social Security Number
- Provide the Employer Identification Number (EIN) of your businessIf your business is a Sole Proprietorship, you do not need to have a Federal EIN, but will have to document some type of state registration of the business
- Have a nominated bank account for repayments